INFORMATION WE COLLECT:
The information we obtain depends upon the type of insurance or other financial product you request and may include information we receive directly from you; from insurance companies, brokers or managing general agents; from medical professionals; from underwriting and claims experience reporting companies; and from credit reports or other investigative consumer reports.
INFORMATION WE MAY DISCLOSE:
In the course of our general business practices, we may disclose the information that we collect about you or others without your permission, in accordance with the law, for the following reasons: to enable a third party to perform a business, professional or insurance function for us; to an insurance or financial institution, agent, broker or credit reporting agency to perform a function in connection with a transaction that you have requested or to detect or prevent criminal activity, mis-representation or fraud in connection with a transaction; to a regulatory authority, law enforcement or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted or plan to conduct illegal activities; to a group policyholder for the purpose of reporting claims experience or to assist in handling a claim on your behalf; to another entity or person as required by law or under subpoena to produce information; or to a third party to assist us in marketing our own product or services. We prohibit any third party from further sharing such information.
We do not sell or otherwise provide lists of our customers to third parties to market any non-financial products or services.
YOUR RIGHT TO ACCESS AND AMEND YOUR PERSONAL INFORMATION:
OUR PRACTICES REGARDING INFORMATION CONFIDENTIALITY AND SECURITY:
We restrict access to non-public, personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your information.
OUR POLICY REGARDING DISPUTE RESOLUTION:
RESERVATION OF RIGHTS TO DISCLOSE INFORMATION IN UNFORESEEN CIRCUMSTANCES:
In connection with the potential sale or transfer of its interests, our agency reserves the right to sell or transfer all of your information to a third party entity that concentrates its business in a similar practice or service; agrees to be our successor in interest with regard to the maintenance and protection of the information collected; and agrees to the obligations of this privacy statement.
INSURANCE COMPANIES AND OTHER FINANCIAL PRODUCT PROVIDERS:
WE WILL KEEP YOU INFORMED:
The Parker Insurance Agency, Inc.
403 Highway 202 South
Flemington, NJ 08822
Effective January 2007